What does the Scottsdale Ranch HOA cover?

The Scottsdale Ranch HOA is the Scottsdale Ranch Community Association, known as SRCA, and SRCA's own FAQ says it maintains the landscaped common areas, the 42-acre Lake Serena and the Community Center, and hosts events and clubs for residents. It does not take care of your individual lot, and many subdivisions inside Scottsdale Ranch also have an association of their own with a separate bill.

I'm Jen Keene, a REALTOR® with eXp Luxury in Scottsdale, AZ, and I'm the agent people call at every stage of their life. If you're looking at homes in Scottsdale Ranch, here's what SRCA's documents say, what Arizona law adds, and what to ask before you make an offer.

This is general information, not legal advice. Your escrow officer or an attorney can tell you how the documents apply to a specific purchase. I read each source on November 7, 2026.

There can be more than one. SRCA's FAQ says Scottsdale Ranch is made up of many sub-associations, some with their own management companies. SRCA's Summary of Rules explains that certain subdivisions have amenities or common areas that belong only to them, so a separate sub-association, also called an ancillary association, is created with its own governing documents.

SRCA's resale disclosure sheet says the same thing in practical terms: if the property is in a sub-association, you need a resale disclosure for both Scottsdale Ranch as the master association and the sub-association. Arizona's HOA resale law, A.R.S. 33-1806, points the same way, since it requires a statement identifying each association's disclosure report and resale fee when more than one association governs a property.

It pays for what SRCA does for the whole community. According to SRCA's FAQ, that is the landscaped common areas, Lake Serena and the Community Center, plus the events and groups it organizes. SRCA's Summary of Rules adds that the Board of Directors sets the annual budget and the assessment, and that Lake Serena and the Community Center are maintained by SRCA's own staff while an outside landscape contractor looks after the common areas.

The assessment doesn't pay for the upkeep of your own lot. SRCA's Summary of Rules quotes the community's CC&Rs, which say each owner keeps the plants on their own lot neatly trimmed and maintains the driveways, walkways and parking areas on it. If your subdivision has its own association, ask what that association's dues cover, since SRCA's assessment covers SRCA's work only.

According to SRCA's Assessment Obligations document, the 2027 annual assessment is $485 per unit. SRCA says the assessment is due on January 1 of each year, and that the Board of Directors sets the amount during its budget approval each year. I read that figure on SRCA's website on November 7, 2026. It changes from year to year, so call SRCA at (480) 860-2022 for the current amount before you rely on it.

Arizona law limits how fast a regular assessment can rise. A.R.S. 33-1803 says that without approval from a majority of the members, a regular assessment can't be more than 20 percent greater than the year before, unless the community's documents set a lower limit. SRCA's Summary of Rules says the same, and adds that any increase needs Board approval.

If a payment is late, SRCA's document says an assessment unpaid 30 days after the due date is delinquent and carries a 10 percent late fee plus interest. Arizona caps late charges at the greater of $15 or 10 percent of the unpaid assessment, under the same statute.

SRCA lists three, all due at close of escrow. According to its Assessment Obligations document, they are a $150 resale disclosure fee, a $200 transfer fee, and a working capital fee equal to one year's annual assessment, which SRCA says the buyer pays at purchase. SRCA's 2027 HOA addendum worksheet lists the same three amounts, with the working capital fee shown as $485.

On who pays what, Arizona law says an association may charge the seller for the resale disclosure documents, and it caps that charge at $400 in total, with a rush fee of up to $100 and an update fee of up to $50 in the situations the statute describes. Because a sub-association can charge its own fees, ask for the numbers from both associations. SRCA's resale disclosure sheet says disclosures for SRCA are available through Condo Certs, and that the sub-association's property manager can explain its process.

Only with written approval first. SRCA's Summary of Rules says members must submit an architectural application to the Architectural Committee and get written approval before making changes that affect the exterior of the property. SRCA's FAQ gives painting as the example: every home needs SRCA approval before painting, even when you're repainting the same color.

If you're in a sub-association, you may need its approval as well. SRCA's Summary of Rules says an owner in an ancillary association must get written approval from SRCA before applying to the sub-association, and that SRCA's approval doesn't mean the sub-association will approve too. It also says any modification the committee did not approve in writing can be required to be changed or removed at the member's expense, so ask about this before you plan a remodel, a pool or new landscaping.

The rental rules are specific, and they matter if you're thinking of renting the home later. According to SRCA's Summary of Rules, which quotes the CC&Rs, an owner has to lease the entire home, to one single family at a time, with every lease in writing and for at least thirty days. An owner can't enter into more than two leases for the home in any 365-day period, and a tenant registration form goes to the association for each new tenant and lease. I found this rule in SRCA's document only, so confirm the current wording with SRCA before you plan around it.

On parking, the same document says the association's intent is to restrict on-street parking as much as possible. Before a vehicle goes on the street, the garage and driveway spaces on the lot have to be in use, and if your subdivision has stricter parking rules, you follow those as well.

Lake Serena is open to residents who have a lake card. SRCA's FAQ says residents can apply for a Lake Serena membership card at no charge, and that fishing, your own small boat within SRCA's size and type limits, and pontoon rides are available. Swimming and paddleboards are not allowed, which SRCA's FAQ and its Summary of Rules both say.

Not everything with the Scottsdale Ranch name belongs to SRCA. Scottsdale Ranch Park & Tennis Center, at 10400 E. Via Linda, is listed on the City of Scottsdale's parks pages, which describe 18 hard courts there, and SRCA's FAQ directs park issues to the City of Scottsdale at (480) 312-3111. If a question is about the park, the city is the place to ask.

Start with which associations govern the home. Ask whether it's in a sub-association, who manages it, what its dues are and how often they're billed, and request the resale disclosure from both the master association and the sub-association. Then ask for the current SRCA assessment, and ask whether either association has a special assessment approved or pending, since Arizona's resale statute has the association disclose approved special assessments in its statement.

After that, read the rules that will affect how you live in the home: the exterior approval process, the rental limits, parking and anything in your subdivision's own documents that is stricter. Arizona law also says the resale disclosure includes the bylaws and rules, the declaration, the operating budget and the most recent reserve study if there is one, so you'll see what the association has set aside. If you're buying with me, I'll help you ask for each of these. Here's what Arizona's HOA laws cover in general terms.

SRCA's office is at 10585 N. 100th Street, Scottsdale, AZ 85258, and the phone number is (480) 860-2022. SRCA's own documents list slightly different office hours, so call to confirm before you go. For a sub-association, SRCA's FAQ says the management contacts are on its website, scottsdaleranch.org, under its list of sub-association managers.

Here's how gated communities and HOAs work across Scottsdale, and here's how buying a home works in Arizona, step by step. If you're comparing parts of town, here's how to choose which part of Scottsdale to buy in, and here's my guide to buying a home in Scottsdale.

If you have a Scottsdale Ranch home in mind and want help with the questions to ask, get in touch or call me at (480) 203-6605. For anything that depends on the association's documents, SRCA is the place to ask.